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What you need to know about Pre existing conditions

Welcome back everybody. This is Matt at goldhealthadvisors.com. Today’s video will cover pre-existing conditions. When you are new to Medicare, and you decide to join a Medicare supplement, there is what is called guarantee issue. No medical questions will be asked or prevent you from enrolling. You are guaranteed to stay enrolled as long as you pay the premium. In reference to Advantage plans, there is one medical question. If you can answer that with the word no, you can join a Medicare advantage plan. That one question is, “Do you have end stage renal disease (commonly referred to as kidney disease)?” If you can answer no to that question, you will be accepted into the Advantage plan. In reference to moving between plans, there are many scenarios to review. To learn more, feel free to reach back out to me at goldhealthadvisors.com.